West Virginia
Verified Nov 8, 2026 · Source: Candidate Handbook, September 2026
- Testing vendor
- Pearson VUE
- Testing format
- Test centers are listed. Remote availability is needs confirmation on the current program page; check before booking.
- Before registering
- Complete approved prelicensing education unless a state exemption applies; bring the required completion certificate or waiver.
Exam options & fees
- Life$84License application basis: $50 · Source
- Accident and Health or Sickness$84License application basis: $50 · Source
License application amounts are not a new charge for every exam component. Separate examinations, combined examinations and discounted sessions are labeled above.
Other licensing costs
- License application — standard Life / Health route$50Official source
- NIPR transaction — only if applying through NIPR$5.60 per applicationOfficial source
- Other vendor / processing chargesCheck the official page for any additional processing chargesOfficial source
- Fingerprinting / backgroundFingerprinting costs are listed below. Some states collect them with your application; any included charge is not an additional fee.
Go directly to the official source
Location and remote availability depend on examination eligibility, date and vendor rules.
Register for the West Virginia insurance agent exam
- Complete approved prelicensing education unless a state exemption applies; bring the required completion certificate or waiver.
- Open the official testing program; create an account using the legal name on your identification.
- Choose the correct examination and permitted testing format, select an appointment, and pay the official examination fee.
- Keep the confirmation. Review the handbook’s exact name-match, photo ID, certificate, check-in, cancellation and retake requirements.
After passing
Apply using the Commissioner’s resident-producer instructions after passing.
Fingerprinting & background checks
- Requirement
- Required, subject to listed exemptions
- State instructions
- All new resident major-line applicants, including Life and Accident & Health, require fingerprints for state/federal background checks.
- Vendor / contact
- IdentoGO · IdentoGO (855) 766-7746
- Separate cost
- Handbook: $45.75 · DOI licensing page: $47.25 — confirm with the state
When to fingerprint, fee details & official sources
- When in the process
- Pass required exam and complete application/fingerprint process promptly. Current NIPR expressly requires major-line resident fingerprint reports WITHIN15DAYS after applying. Handbook still says prints valid60days but nearby text refers to30days/expiry; receipt/TCN accompanies license process as handbook directs.
- Fee / route notes
- $12.50 fingerprint fee + $20 WV State Police + $13.25 FBI. Tell vendor West Virginia Insurance Commission.
Additional life-related, restricted & specialty license types (2)
These are not shortcuts to unrestricted Life & Health authority. Appointment, securities, employer, tenure and exemption conditions can apply.
Insurance Producer — Variable Life and Variable Annuity
- Examination
- No state insurance examination required for this authority
- Exam fee
- Not required — state insurance exam
- Application
- $50
Insurance Producer — Credit
- Examination
- No state insurance examination required for this authority
- Exam fee
- Not required — state insurance exam
- Application
- $50
Non-resident licensing summary
Already licensed in another state? Qualifying matching Life / A&H authority usually does not require a new target-state exam. Home-state-dependent fees, fingerprint exemptions and other conditions differ from the resident path. Confirm your final eligibility and payment total on the official application.
Non-resident state fees
- Life-only state application
- $50
- A&H-only state application
- $50
- Life + A&H in the same application
- $50
- NIPR transaction — separate, only for NIPR applications
- $5.60 general initial-application transaction fee; confirm the final charge for your selected state and application with NIPR before paying.
Per application. Select all desired lines on one application; duplicate applications cause duplicate fees. No amendment charge.
Fingerprinting & background
- Requirement
- Not required on the qualifying reciprocal pathway — see official scope and exceptions
- State instructions
- WV DOI FAQ exempts nonresidents; NIPR fingerprint paragraph is for Professional/Surety Bail Bondsmen.
Continuing education and other notes
No West Virginia CE submission/fees for nonresident producers; maintain home-state compliance. Fingerprinting in NIPR nonresident page is for Professional/Surety Bail Bondsmen, not ordinary Life/A&H producers. Select all desired lines on a single application.
Non-resident license types
Insurance Producer
- Lines
- Life
- Fee
- $50
Insurance Producer
- Lines
- Accident & Health (Health/Sickness)
- Fee
- $50
Insurance Producer
- Lines
- Life, Accident & Health (Health/Sickness)
- Fee
- $50
Both authorities on one application, not necessarily a distinct combined license class.
General non-resident rules
- Home-state identity/license record in NIPR Producer DatabaseApplication identifying/license/address fields specified on the NIPR target-state requirements page must match current resident-state PDB record. Correct home record before applying.