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For Insurance Agents

Illinois Life & Health Insurance Agent Exam: Fees, Registration & Licensing Steps

Official exam fees, registration links, fingerprinting, license types, and non-resident notes — all in one place.

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Illinois

Verified Nov 8, 2026 · Source: Candidate Handbook, cover August 2026; revision footer September 2026

Testing vendor
Pearson VUE
Testing format
Test centers are listed. Remote availability is needs confirmation on the current program page; check before booking.
Before registering
Complete approved prelicensing education unless a state exemption applies; bring the required completion certificate or waiver.

Exam options & fees

  • Life General + State ordered together (same line)$92License application basis: $215; prorated where eligible · Source
  • Health General + State ordered together (same line)$92License application basis: $215; prorated where eligible · Source
  • Life General — ordered separately$92License application basis: $215; prorated where eligible · Source
  • Life State — ordered separately$92License application basis: $215; prorated where eligible · Source
  • Health General — ordered separately$92License application basis: $215; prorated where eligible · Source
  • Health State — ordered separately$92License application basis: $215; prorated where eligible · Source

The $92 same-line General + State discount applies only when both are ordered together. Ordered separately, each component is $92. There is no Life + Health cross-line discount. The $50 Illinois administrative fee is already included in each $92 fee, not added again.

License application amounts are not a new charge for every exam component. Separate examinations, combined examinations and discounted sessions are labeled above.

Other licensing costs

  • License application — standard Life / Health route$215; prorated where eligibleOfficial source
  • NIPR transaction — only if applying through NIPR$5.60 per applicationOfficial source
  • Illinois exam administrative component$50 already included in each $92 exam fee; not extraOfficial source
  • Other vendor / processing chargesCheck the official page for any additional processing chargesOfficial source
  • Fingerprinting / backgroundFingerprinting costs are listed below. Some states collect them with your application; any included charge is not an additional fee.

Go directly to the official source

Location and remote availability depend on examination eligibility, date and vendor rules.

Register for the Illinois insurance agent exam

  1. Complete approved prelicensing education unless a state exemption applies; bring the required completion certificate or waiver.
  2. Open the official testing program; create an account using the legal name on your identification.
  3. Choose the correct examination and permitted testing format, select an appointment, and pay the official examination fee.
  4. Keep the confirmation. Review the handbook’s exact name-match, photo ID, certificate, check-in, cancellation and retake requirements.

After passing

Apply through NIPR after passing and complete the state’s remaining licensing requirements.

Fingerprinting & background checks

Requirement
Not listed as required in reviewed official instructions; confirm with the state
State instructions
Standard resident Life/Health producer instructions list education, exams and the application, but no routine fingerprint step. NIPR’s fingerprint requirements name other license classes. Confirm with the state, especially if your circumstances require additional review.
Vendor / contact
Illinois Department of Insurance
Separate cost
See official page — amount not confirmed
Confirm with the state. The official resident-producer checklist lists no routine fingerprint step, but does not grant a blanket exemption. Confirm with the state if your background or circumstances require additional review.

When to fingerprint, fee details & official sources

When in the process
No routine fingerprint timing stated; answer all application background questions and follow individual DOI requests.
Fee / route notes
Not applicable to a routine fingerprint requirement; no separate fingerprint fee verified. This does not waive criminal-history disclosures or possible additional investigation.

Additional life-related, restricted & specialty license types (12)

These are not shortcuts to unrestricted Life & Health authority. Appointment, securities, employer, tenure and exemption conditions can apply.

  • Insurance Producer — Variable Lines **For reinstatements only

    Examination
    NIPR: Variable Lines is for reinstatements only
    Exam fee
    Not an initial-license option; see official page for reinstatement
    Application
    $215

    Not offered here as a new-candidate license route.

  • Limited Lines Producer — Credit

    Examination
    No state insurance examination required for this authority
    Exam fee
    Not required — state insurance exam
    Application
    $0 paid by applicant to state; appointing company pays through appointment process
  • Limited Lines Producer — Life Accident & Health

    Examination
    No state insurance examination required for this authority
    Exam fee
    Not required — state insurance exam
    Application
    $0 paid by applicant to state; appointing company pays through appointment process
  • Limited Lines Producer — Industrial Accident & Health

    Examination
    No state insurance examination required for this authority
    Exam fee
    Not required — state insurance exam
    Application
    $0 paid by applicant to state; appointing company pays through appointment process
  • Limited Lines Producer — Industrial Life

    Examination
    No state insurance examination required for this authority
    Exam fee
    Not required — state insurance exam
    Application
    $0 paid by applicant to state; appointing company pays through appointment process
  • Limited Lines Producer — Limited Health Services Organization

    Examination
    No state insurance examination required for this authority
    Exam fee
    Not required — state insurance exam
    Application
    $0 paid by applicant to state; appointing company pays through appointment process
  • Limited Lines Producer — Baggage / Limited Travel Health / Trip Cancellation

    Examination
    No state insurance examination required for this authority
    Exam fee
    Not required — state insurance exam
    Application
    $0 paid by applicant to state; appointing company pays through appointment process
  • Limited Lines Producer — HMO Enroller

    Examination
    No state insurance examination required for this authority
    Exam fee
    Not required — state insurance exam
    Application
    $0 paid by applicant to state; appointing company pays through appointment process
  • Temporary Producer — Life

    Examination
    No state insurance examination required for this authority
    Exam fee
    Not required — state insurance exam
    Application
    $0 paid by applicant to state; appointing company pays through appointment process
  • Temporary Producer — Accident & Health

    Examination
    No state insurance examination required for this authority
    Exam fee
    Not required — state insurance exam
    Application
    $0 paid by applicant to state; appointing company pays through appointment process
  • Temporary Producer — Life / Accident & Health

    Examination
    No state insurance examination required for this authority
    Exam fee
    Not required — state insurance exam
    Application
    $0 paid by applicant to state; appointing company pays through appointment process
  • Viatical Settlement Broker — Viatical Settlement Broker (specialty)

    Confirm with the state
    Examination
    Exact specialty examination / exemption: confirm with the state
    Exam fee
    See official page
    Application
    $500

    Specialty settlement brokerage is not the standard Life insurance agent license. Underlying Life-license tenure, registration exemptions and other eligibility rules may apply; confirm before paying.

Non-resident licensing summary

Already licensed in another state? Qualifying matching Life / A&H authority usually does not require a new target-state exam. Home-state-dependent fees, fingerprint exemptions and other conditions differ from the resident path. Confirm your final eligibility and payment total on the official application.

Non-resident state fees

Life-only state application
Up to $380; prorated
A&H-only state application
Up to $380; prorated
Life + A&H in the same application
Up to $380; prorated
NIPR transaction — separate, only for NIPR applications
$5.60 general initial-application transaction fee; confirm the final charge for your selected state and application with NIPR before paying.

The full two-year producer fee is $380. NIPR prorates licensing periods shorter than 730 days; the term may be 18–29 months. Your assigned dates determine the amount.

Fingerprinting & background

Requirement
Not required on the qualifying reciprocal pathway — see official scope and exceptions
State instructions
NIPR fingerprint requirement is for Public Adjuster, not standard Insurance Producer.

Continuing education and other notes

Home-state CE reciprocity generally applies; LTC-specific training still applies. NIPR only; paper applications no longer accepted effective July 1, 2023. Limited Lines Producer company-paid appointment rules are not ordinary Life/A&H producer rules.

Non-resident license types

  • Insurance Producer

    Lines
    Life
    Fee
    Up to $380; prorated
  • Insurance Producer

    Lines
    Accident & Health (Health/Sickness)
    Fee
    Up to $380; prorated
  • Insurance Producer

    Lines
    Life, Accident & Health (Health/Sickness)
    Fee
    Up to $380; prorated

    Both authorities on one application, not necessarily a distinct combined license class.

Official non-resident application links

Explore the interactive non-resident path for Illinois