MyStateExam.comOfficial state & testing-vendor links
Independent guide · Official sources
For Insurance Agents

North Carolina Life & Health Insurance Agent Exam: Fees, Registration & Licensing Steps

Official exam fees, registration links, fingerprinting, license types, and non-resident notes — all in one place.

Open the interactive map for North CarolinaNon-resident path
Home / North Carolina
NC
Become a licensed Life & Health insurance agent in

North Carolina

Verified Nov 8, 2026 · Source: Candidate Handbook, cover October 2025; revision footer March 2026

Testing vendor
Pearson VUE
Testing format
Test centers are listed. Remote availability is needs confirmation on the current program page; check before booking.
Before registering
Prelicensing education is no longer required. Submit the NIPR license application and follow the examination authorization instructions before scheduling.

Exam options & fees

  • Life Agent$45.00License application basis: $44 application processing + $50 per LOA; fingerprint fee separately itemized · Source
  • Accident and Health or Sickness Agent$45.00License application basis: $44 application processing + $50 per LOA; fingerprint fee separately itemized · Source
  • Medicare Supplement / Long-Term Care Agent — underlying A&H license required$45.00License application basis: $44 application processing + $50 per LOA; fingerprint fee separately itemized · Source

License application amounts are not a new charge for every exam component. Separate examinations, combined examinations and discounted sessions are labeled above.

Other licensing costs

  • License application — standard Life / Health route$44 application processing + $50 per LOA; fingerprint fee separately itemizedOfficial source
  • NIPR transaction — only if applying through NIPR$5.60 per applicationOfficial source
  • How NIPR collects the initial state charge$82 base already includes the $38 fingerprint fee, plus $50 per line of authority; fingerprinting is not an additional charge on top of that included amountOfficial source
  • Other vendor / processing chargesCheck the official page for any additional processing chargesOfficial source
  • Fingerprinting / backgroundFingerprinting costs are listed below. Some states collect them with your application; any included charge is not an additional fee.

Go directly to the official source

Register / schedule your examFind test centers / locationsCandidate handbook / official exam guideOfficial examination fee sourceState insurance licensing authorityResident license application requirementsOfficial education / prerequisite instructions

Location and remote availability depend on examination eligibility, date and vendor rules.

Register for the North Carolina insurance agent exam

  1. Prelicensing education is no longer required. Submit the NIPR license application and follow the examination authorization instructions before scheduling.
  2. Open the official testing program; create an account using the legal name on your identification.
  3. Choose the correct examination and permitted testing format, select an appointment, and pay the official examination fee.
  4. Keep the confirmation. Review the handbook’s exact name-match, photo ID, certificate, check-in, cancellation and retake requirements.

After passing

The license application precedes exam scheduling. Follow DOI instructions for remaining fingerprints and license issuance.

Source differences & fee cautions

  • Credit Agent application and NIPR transaction · Confirm with the stateUse current NIPR Credit Agent $94 and transaction $5.60. Flag the old Credit Agent $132/required-print inclusion, and never double-count fingerprints in the standard $82 base.

Fingerprinting & background checks

Requirement
Required, subject to listed exemptions
State instructions
Life and Accident & Health resident producer applicants require fingerprints for a criminal history check. ELECTRONIC Live Scan is required; paper fingerprint cards are not accepted.
Vendor / contact
Local law enforcement Live Scan; NC SBI/FBI; Pearson NC Licensing Office · NC DOI Agent Services; local law enforcement
Separate cost
$38 background/fingerprint fee through application; local collection fee may be additional

When to fingerprint, fee details & official sources

When in the process
Complete NIPR application before exam scheduling and before fingerprinting. Use emailed packet, have law enforcement sign SBI release, upload all three pages to NIPR. All results required before licensing.
Fee / route notes
Current NIPR resident-individual page explicitly states Fingerprint Fee $38 and $38.00 fingerprint fee required. Paid with initial application; local law-enforcement capture charge may be separate/provider-dependent, not an unverified statewide fee.
Official fingerprint scheduling / instructions

Additional life-related, restricted & specialty license types (7)

These are not shortcuts to unrestricted Life & Health authority. Appointment, securities, employer, tenure and exemption conditions can apply.

  • Insurance Producer — Variable Annuity & Variable Life Products

    Examination
    No state insurance examination required for this authority
    Exam fee
    Not required — state insurance exam
    Application
    $44 application processing + $50 per LOA; fingerprint fee separately itemized
    Official source 1Official source 2

  • Credit Agent — Credit Agent

    Examination
    No state insurance examination required for this authority
    Exam fee
    Not required — state insurance exam
    Application
    $94
    Official source 1Official source 2

  • Limited Representative — Dental Services

    Examination
    No state insurance examination required for this authority
    Exam fee
    Not required — state insurance exam
    Application
    $82 base (includes applicable fingerprints) + $50 per LOA
    Official source 1Official source 2

  • Limited Representative — Foreign-Military Sales

    Examination
    No state insurance examination required for this authority
    Exam fee
    Not required — state insurance exam
    Application
    $82 base (includes applicable fingerprints) + $50 per LOA
    Official source 1Official source 2

  • Limited Representative — Pre-Need Life

    Examination
    No state insurance examination required for this authority
    Exam fee
    Not required — state insurance exam
    Application
    $82 base (includes applicable fingerprints) + $50 per LOA
    Official source 1Official source 2

  • Limited Representative — Accident & Baggage

    Examination
    No state insurance examination required for this authority
    Exam fee
    Not required — state insurance exam
    Application
    $82 base (includes applicable fingerprints) + $50 per LOA
    Official source 1Official source 2

  • Viatical Settlement Broker — Viatical Settlement Broker (specialty)

    Confirm with the state
    Examination
    Exact specialty examination / exemption: confirm with the state
    Exam fee
    See official page
    Application
    $582 per LOA

    Specialty settlement brokerage is not the standard Life insurance agent license. Underlying Life-license tenure, registration exemptions and other eligibility rules may apply; confirm before paying.

    Official source 1Official source 2

Non-resident licensing summary

Already licensed in another state? Qualifying matching Life / A&H authority usually does not require a new target-state exam. Home-state-dependent fees, fingerprint exemptions and other conditions differ from the resident path. Confirm your final eligibility and payment total on the official application.

Non-resident state fees

Life-only state application
$94
A&H-only state application
$94
Life + A&H in the same application
$144
NIPR transaction — separate, only for NIPR applications
$5.60 general initial-application transaction fee; confirm the final charge for your selected state and application with NIPR before paying.

NIPR: $44 base + $50 per LOA. One major line $94; Life + A&H $144. Medicare Supplement/Long Term Care is a separate authority, if needed, requiring A&H and additional fees.

Fingerprinting & background

Requirement
Not required on the qualifying reciprocal pathway — see official scope and exceptions
State instructions
NCDOI explicitly states: Fingerprints are not required for non-resident insurance producer license applicants. This producer-specific instruction controls over any ambiguous reading of general background-check language.

Continuing education and other notes

Life/A&H nonresident producer licenses are perpetual/recertified against home-state good standing, not ordinary paid biennial renewal. No NC CE for qualifying nonresident producers. Medicare Supplement/Long Term Care is separate authority; must have A&H or apply simultaneously.

Non-resident license types

  • Insurance Producer

    Lines
    Life
    Fee
    $94

  • Insurance Producer

    Lines
    Accident & Health (Health/Sickness)
    Fee
    $94

  • Insurance Producer

    Lines
    Life, Accident & Health (Health/Sickness)
    Fee
    $144

    Both authorities on one application, not necessarily a distinct combined license class.

Official non-resident application links

NIPR online licensingNIPR target-state requirements and fees

Explore the interactive non-resident path for North Carolina