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For Insurance Agents

South Carolina Life & Health Insurance Agent Exam: Fees, Registration & Licensing Steps

Official exam fees, registration links, fingerprinting, license types, and non-resident notes — all in one place.

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Become a licensed Life & Health insurance agent in

South Carolina

Verified Nov 8, 2026 · Source: Candidate Handbook, May 2023; revised July 22, 2024

Testing vendor
Pearson VUE
Testing format
Available — the official program describes OnVUE online testing as well as test centers.
Before registering
Review the resident-producer eligibility and any education or approval requirements on the official state licensing page before booking.

Exam options & fees

  • Life$59License application basis: $25 · Source
  • Accident & Health$59License application basis: $25 · Source
  • Combined Life, Accident & Health$59License application basis: $25 · Source
  • Variable Contracts Producer — listed by vendor; whether required is disputed$59License application basis: $25 · Source

Combined Life, Accident & Health is also $59. The handbook lists a $59 Variable Contracts exam, while current NIPR marks variable authority exam-not-required. Confirm the need for that exam with the Department before booking.

License application amounts are not a new charge for every exam component. Separate examinations, combined examinations and discounted sessions are labeled above.

Other licensing costs

  • License application — standard Life / Health route$25Official source
  • NIPR transaction — only if applying through NIPR$5.60 per applicationOfficial source
  • Other vendor / processing chargesCheck the official page for any additional processing chargesOfficial source
  • Fingerprinting / backgroundFingerprinting costs are listed below. Some states collect them with your application; any included charge is not an additional fee.

Go directly to the official source

Register / schedule your examFind test centers / locationsCandidate handbook / official exam guideOfficial examination fee sourceState insurance licensing authorityResident license application requirements

Location and remote availability depend on examination eligibility, date and vendor rules.

Register for the South Carolina insurance agent exam

  1. Review the resident-producer eligibility and any education or approval requirements on the official state licensing page before booking.
  2. Open the official testing program; create an account using the legal name on your identification.
  3. Choose the correct examination and permitted testing format, select an appointment, and pay the official examination fee.
  4. Keep the confirmation. Review the handbook’s exact name-match, photo ID, certificate, check-in, cancellation and retake requirements.

After passing

Apply using the Department’s resident-producer instructions after passing.

Source differences & fee cautions

  • Variable Contracts exam requirement · Confirm with the stateThe vendor lists a $59 Variable Contracts exam, but it may not be required for every applicant. Confirm whether you need it with the Department before booking.

Fingerprinting & background checks

Requirement
Required, subject to listed exemptions
State instructions
Resident producers must submit fingerprints for all new applications. Fingerprints must be obtained after or at application; results without a verifiable resident producer application are destroyed.
Vendor / contact
IdentoGO / IDEMIA historically confirmed by DOI; follow current initial-application email · SC DOI Licensing: 803-737-6095
Separate cost
See official page — amount not confirmed
Confirm with the state. Exact current initial-producer fee and currently emailed enrollment/service code not verified; SC920124Z is official historical producer ORI, not a newly confirmed current service code.

When to fingerprint, fee details & official sources

When in the process
Apply first, then follow the emailed fingerprint instructions. NIPR requires the application before fingerprinting; the Department permits fingerprinting after or at application. Successfully completed fingerprints generally need no repeat at renewal.
Fee / route notes
A DOI2017 memorandum lists IdentoGO and insurance code SC920124Z-DOI Producer Licensing/Renewal. Confirm that code for your initial application; SC920040Z is for bail/runner licensing, not this process. Current instructions provide scheduling details after application. Confirm the current fee with the state or approved vendor.
Official fingerprint scheduling / instructions

Additional life-related, restricted & specialty license types (3)

These are not shortcuts to unrestricted Life & Health authority. Appointment, securities, employer, tenure and exemption conditions can apply.

Non-resident licensing summary

Already licensed in another state? Qualifying matching Life / A&H authority usually does not require a new target-state exam. Home-state-dependent fees, fingerprint exemptions and other conditions differ from the resident path. Confirm your final eligibility and payment total on the official application.

Non-resident state fees

Life-only state application
$25
A&H-only state application
$25
Life + A&H in the same application
$25
NIPR transaction — separate, only for NIPR applications
$5.60 general initial-application transaction fee; confirm the final charge for your selected state and application with NIPR before paying.

Per application.

Fingerprinting & background

Requirement
Not required on the qualifying reciprocal pathway — see official scope and exceptions
State instructions
DOI fingerprints page applies to resident producer applications; fingerprints for other applications destroyed.

Continuing education and other notes

No SC CE for qualifying nonresident producers; maintain home-state CE. Resident license must be active on PDB; identifying/address details must match. Fingerprints outside resident producer applications are destroyed per DOI instructions.

Non-resident license types

  • Insurance Producer

    Lines
    Life
    Fee
    $25

  • Insurance Producer

    Lines
    Accident & Health (Health/Sickness)
    Fee
    $25

  • Insurance Producer

    Lines
    Life, Accident & Health (Health/Sickness)
    Fee
    $25

    Both authorities on one application, not necessarily a distinct combined license class.

General non-resident rules

  • Home-state identity/license record in NIPR Producer DatabaseApplication identifying/license/address fields specified on the NIPR target-state requirements page must match current resident-state PDB record. Correct home record before applying.

Official non-resident application links

NIPR online licensingNIPR target-state requirements and fees

Explore the interactive non-resident path for South Carolina