Ohio
Verified Nov 8, 2026 · Source: Candidate Information Bulletin, updated March 24, 2026
- Testing vendor
- PSI Services
- Testing format
- Not offered — licensing exams are in person at PSI test centers.
- Before registering
- Complete approved prelicensing education unless a state exemption applies; bring the required completion certificate or waiver.
Exam options & fees
- Life$49License application basis: $10 per LOA · Source
- Accident & Health$49License application basis: $10 per LOA · Source
- Combined Life, Accident & Health$49License application basis: $10 per LOA · Source
License application amounts are not a new charge for every exam component. Separate examinations, combined examinations and discounted sessions are labeled above.
Other licensing costs
- License application — standard Life / Health route$10 per LOAOfficial source
- NIPR transaction — only if applying through NIPR$5.60 per applicationOfficial source
- Other vendor / processing chargesCheck the official page for any additional processing chargesOfficial source
- Fingerprinting / backgroundFingerprinting costs are listed below. Some states collect them with your application; any included charge is not an additional fee.
Go directly to the official source
Location and remote availability depend on examination eligibility, date and vendor rules.
Register for the Ohio insurance agent exam
- Complete approved prelicensing education unless a state exemption applies; bring the required completion certificate or waiver.
- Open the official testing program; create an account using the legal name on your identification.
- Choose the correct examination and permitted testing format, select an appointment, and pay the official examination fee.
- Keep the confirmation. Review the handbook’s exact name-match, photo ID, certificate, check-in, cancellation and retake requirements.
After passing
Apply through NIPR after passing and complete the required BCI/FBI criminal background check.
Fingerprinting & background checks
- Requirement
- Required, subject to listed exemptions
- State instructions
- All initial resident insurance license applicants must submit fingerprints for BCI and FBI criminal records checks. Life and A&H both require fingerprints and background checks.
- Vendor / contact
- National WebCheck approved providers; PSI centers · Ohio DOI licensing@insurance.ohio.gov; (614) 644-2665
- Separate cost
- $72.25 if fingerprinted at a PSI examination center
When to fingerprint, fee details & official sources
- When in the process
- Complete BCI/FBI check for licensing; may do it at PSI exam center. Results valid one year; DOI cannot complete application processing until reports received.
- Fee / route notes
- Other WebCheck providers may set different service prices; handbook gives PSI fee, not universal statewide price.
Additional life-related, restricted & specialty license types (4)
These are not shortcuts to unrestricted Life & Health authority. Appointment, securities, employer, tenure and exemption conditions can apply.
Major Lines — Variable
- Examination
- No state insurance examination required for this authority
- Exam fee
- Not required — state insurance exam
- Application
- $10 per LOA
Limited Lines — Credit
- Examination
- No state insurance examination required for this authority
- Exam fee
- Not required — state insurance exam
- Application
- $10 per LOA
Limited Lines — Funeral
- Examination
- No state insurance examination required for this authority
- Exam fee
- Not required — state insurance exam
- Application
- $10 per LOA
Viatical Settlement Broker — Viatical Settlement Broker (specialty)
Confirm with the state- Examination
- Exact specialty examination / exemption: confirm with the state
- Exam fee
- See official page
- Application
- $200
Specialty settlement brokerage is not the standard Life insurance agent license. Underlying Life-license tenure, registration exemptions and other eligibility rules may apply; confirm before paying.
Non-resident licensing summary
Already licensed in another state? Qualifying matching Life / A&H authority usually does not require a new target-state exam. Home-state-dependent fees, fingerprint exemptions and other conditions differ from the resident path. Confirm your final eligibility and payment total on the official application.
Non-resident state fees
- Life-only state application
- $10
- A&H-only state application
- $10
- Life + A&H in the same application
- $20
- NIPR transaction — separate, only for NIPR applications
- $5.60 general initial-application transaction fee; confirm the final charge for your selected state and application with NIPR before paying.
Major Lines fee $10 per LOA; Life + Accident & Health $20.
Fingerprinting & background
- Requirement
- Not stated as required — confirm with the state
- State instructions
- Confirm the current non-resident fingerprint exemption with Ohio using the linked NIPR instructions. The earlier Department guidance is unavailable, so an exemption is needs confirmation here.
Continuing education and other notes
No Ohio prelicensing or CE for nonresident producers. Same active home-state major lines and reciprocal treatment required. Major Lines license renewal is biennial; specialty classes may be annual.
Non-resident license types
Insurance Producer
- Lines
- Life
- Fee
- $10
Insurance Producer
- Lines
- Accident & Health (Health/Sickness)
- Fee
- $10
Insurance Producer
- Lines
- Life, Accident & Health (Health/Sickness)
- Fee
- $20
Both authorities on one application, not necessarily a distinct combined license class.