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For Insurance Agents

Colorado Life & Health Insurance Agent Exam: Fees, Registration & Licensing Steps

Official exam fees, registration links, fingerprinting, license types, and non-resident notes — all in one place.

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Become a licensed Life & Health insurance agent in

Colorado

Verified Nov 8, 2026 · Source: Candidate Handbook, cover July 2026; revision footer September 2026

Testing vendor
Pearson VUE
Testing format
Test centers are listed. Remote availability is needs confirmation on the current program page; check before booking.
Before registering
Complete approved prelicensing education unless a state exemption applies; bring the required completion certificate or waiver.

Exam options & fees

  • Life$41License application basis: $44 per line of authority · Source
  • Accident and Health$41License application basis: $44 per line of authority · Source
  • Life + Accident and Health: two separate exams in one session$41License application basis: $44 per line of authority · Source
  • Credit$41License application basis: $44 per LOA · Source

Life and A&H are separate exams. The handbook permits up to two examinations in one session for a single $41 fee; this is a session discount, not a single combined Life & Health examination.

License application amounts are not a new charge for every exam component. Separate examinations, combined examinations and discounted sessions are labeled above.

Other licensing costs

  • License application — standard Life / Health route$44 per line of authorityOfficial source
  • NIPR transaction — only if applying through NIPR$5.60 per applicationOfficial source
  • Other vendor / processing chargesCheck the official page for any additional processing chargesOfficial source
  • Fingerprinting / backgroundFingerprinting costs are listed below. Some states collect them with your application; any included charge is not an additional fee.

Go directly to the official source

Register / schedule your examFind test centers / locationsCandidate handbook / official exam guideOfficial examination fee sourceState insurance licensing authorityResident license application requirements

Location and remote availability depend on examination eligibility, date and vendor rules.

Register for the Colorado insurance agent exam

  1. Complete approved prelicensing education unless a state exemption applies; bring the required completion certificate or waiver.
  2. Open the official testing program; create an account using the legal name on your identification.
  3. Choose the correct examination and permitted testing format, select an appointment, and pay the official examination fee.
  4. Keep the confirmation. Review the handbook’s exact name-match, photo ID, certificate, check-in, cancellation and retake requirements.

After passing

Apply through Sircon or NIPR after passing.

Fingerprinting & background checks

Requirement
Not listed as required in reviewed official instructions; confirm with the state
State instructions
The producer checklist lists no fingerprint step. Background disclosures are still required; confirm any additional requirement with the state.
Vendor / contact
Colorado Division of Insurance
Separate cost
See official page — amount not confirmed
Confirm with the state. The official resident-producer checklist lists no routine fingerprint step, but does not grant a blanket exemption. Confirm with the state if your background or circumstances require additional review.

When to fingerprint, fee details & official sources

When in the process
No routine fingerprint timing stated; answer all application background questions and follow individual DOI requests.
Fee / route notes
Not applicable to a routine fingerprint requirement; no separate fingerprint fee verified. This does not waive criminal-history disclosures or possible additional investigation.

Additional life-related, restricted & specialty license types (2)

These are not shortcuts to unrestricted Life & Health authority. Appointment, securities, employer, tenure and exemption conditions can apply.

Non-resident licensing summary

Already licensed in another state? Qualifying matching Life / A&H authority usually does not require a new target-state exam. Home-state-dependent fees, fingerprint exemptions and other conditions differ from the resident path. Confirm your final eligibility and payment total on the official application.

Non-resident state fees

Life-only state application
$68
A&H-only state application
$68
Life + A&H in the same application
$136
NIPR transaction — separate, only for NIPR applications
$5.60 general initial-application transaction fee; confirm the final charge for your selected state and application with NIPR before paying.

Per line of authority: $68 Life + $68 A&H if both requested.

Fingerprinting & background

Requirement
Not required on the qualifying reciprocal pathway — see official scope and exceptions
State instructions
No routine additional fingerprint submission on the qualifying reciprocal pathway. C.R.S. §10-2-501(1) expressly waives requirements except §10-2-502 for reciprocal, valid home-state licensees. The enumerated nonresident conditions impose no routine fingerprint submission. This conclusion rests on the EXPRESS waiver, not merely silence in a checklist. Separate disciplinary/1033 consent review is outside this ordinary pathway.

Continuing education and other notes

Maintain equivalent active home-state authority. Home-state CE reciprocity generally applies; product-specific training may still apply. Match PDB identifying information. Separate FINRA proof required for variable authority.

Non-resident license types

  • Insurance Producer

    Lines
    Life
    Fee
    $68

  • Insurance Producer

    Lines
    Accident & Health (Health/Sickness)
    Fee
    $68

  • Insurance Producer

    Lines
    Life, Accident & Health (Health/Sickness)
    Fee
    $136

    Both authorities on one application, not necessarily a distinct combined license class.

General non-resident rules

  • Home-state identity/license record in NIPR Producer DatabaseApplication identifying/license/address fields specified on the NIPR target-state requirements page must match current resident-state PDB record. Correct home record before applying.
  • Valid active resident home-state producer license in good standing; reciprocal home-state licensingC.R.S. §10-2-501(1) expressly waives requirements except §10-2-502 for reciprocal, valid home-state licensees. Ordinary reciprocal licensing requires no additional target-state exam; maintain the matching home-state authority.
  • Nonresident application and certification of resident-license statusC.R.S. §10-2-502(1)(e) requires current certification of license status. Your NIPR application details must match your home-state Producer Database record. A separate paper letter is not listed in the NIPR instructions. A resident-transfer clearance letter serves a different process.

Source differences

  • Reciprocal fingerprint waiverQualifying non-resident insurance producers receive the reciprocal waiver under C.R.S. §§10-2-501/502.

Official non-resident application links

NIPR online licensingNIPR target-state requirements and fees

Explore the interactive non-resident path for Colorado