Delaware
Verified Nov 8, 2026 · Source: Candidate Handbook, cover June 2025; stock footer August 2025
- Testing vendor
- Pearson VUE
- Testing format
- Test centers are listed. Remote availability is needs confirmation on the current program page; check before booking.
- Before registering
- Review the resident-producer eligibility and any education or approval requirements on the official state licensing page before booking.
Exam options & fees
- Life$90License application basis: $125 · Source
- Health$90License application basis: $125 · Source
- Life and Health: separate major-line exams scheduled on the same day$90License application basis: $125 · Source
Life and Health are separate exams. The handbook says one examination fee covers more than one major-line exam scheduled on the same day.
License application amounts are not a new charge for every exam component. Separate examinations, combined examinations and discounted sessions are labeled above.
Other licensing costs
- License application — standard Life / Health route$125Official source
- NIPR transaction — only if applying through NIPR$5.60 per applicationOfficial source
- Other vendor / processing chargesCheck the official page for any additional processing chargesOfficial source
- Fingerprinting / backgroundFingerprinting costs are listed below. Some states collect them with your application; any included charge is not an additional fee.
Go directly to the official source
Location and remote availability depend on examination eligibility, date and vendor rules.
Register for the Delaware insurance agent exam
- Review the resident-producer eligibility and any education or approval requirements on the official state licensing page before booking.
- Open the official testing program; create an account using the legal name on your identification.
- Choose the correct examination and permitted testing format, select an appointment, and pay the official examination fee.
- Keep the confirmation. Review the handbook’s exact name-match, photo ID, certificate, check-in, cancellation and retake requirements.
After passing
Apply through NIPR after passing and complete the state’s remaining licensing requirements.
Fingerprinting & background checks
- Requirement
- Required, subject to listed exemptions
- State instructions
- Resident producer applicants must provide state and FBI criminal history reports dated within 90 days of receipt. DOI directs use of Delaware State Police insurance service code 27S46Z.
- Vendor / contact
- Delaware State Police / IdentoGO · licensing@delaware.gov
- Separate cost
- $85.00
When to fingerprint, fee details & official sources
- When in the process
- Reports are required with resident licensing and must be dated within 90 days of receipt; State Police sends reports directly to DOI.
- Fee / route notes
- The approved State Police provider lists $85.00 for Delaware and federal criminal history. The $72.00 state-only check does not meet the Department’s state/FBI requirement. A component breakdown is unavailable. Use insurance service code 27S46Z; enrollment uses IDEMIA SMART-E kiosks under the notice effective October 5, 2026.
Additional life-related, restricted & specialty license types (7)
These are not shortcuts to unrestricted Life & Health authority. Appointment, securities, employer, tenure and exemption conditions can apply.
Insurance Producer — Variable Annuities
- Examination
- No state insurance examination required for this authority
- Exam fee
- Not required — state insurance exam
- Application
- $125
Limited Lines Producer — Life
- Examination
- Life
- Exam fee
- $90
- Application
- $125
Limited Lines Producer — Credit
- Examination
- No state insurance examination required for this authority
- Exam fee
- Not required — state insurance exam
- Application
- $125
Fraternal Producer — Life
- Examination
- No state insurance examination required for this authority
- Exam fee
- Not required — state insurance exam
- Application
- $125
Fraternal Producer — Health
- Examination
- No state insurance examination required for this authority
- Exam fee
- Not required — state insurance exam
- Application
- $125
Fraternal Producer — Variable Annuities
- Examination
- No state insurance examination required for this authority
- Exam fee
- Not required — state insurance exam
- Application
- $125
Viatical Settlement Broker — Viatical Settlement Broker (specialty)
Confirm with the state- Examination
- Exact specialty examination / exemption: confirm with the state
- Exam fee
- See official page
- Application
- Application $275
Specialty settlement brokerage is not the standard Life insurance agent license. Underlying Life-license tenure, registration exemptions and other eligibility rules may apply; confirm before paying.
Non-resident licensing summary
Already licensed in another state? Qualifying matching Life / A&H authority usually does not require a new target-state exam. Home-state-dependent fees, fingerprint exemptions and other conditions differ from the resident path. Confirm your final eligibility and payment total on the official application.
Non-resident state fees
- Life-only state application
- $125
- A&H-only state application
- $125
- Life + A&H in the same application
- $125
- NIPR transaction — separate, only for NIPR applications
- $5.60 general initial-application transaction fee; confirm the final charge for your selected state and application with NIPR before paying.
Per application. Amendment $50; initial fee shown here, not renewal or reinstatement.
Fingerprinting & background
- Requirement
- Not required on the qualifying reciprocal pathway — see official scope and exceptions
- State instructions
- No routine additional fingerprint submission on the qualifying reciprocal pathway. 18 Del. C. §1706(b)(1) expressly scopes mandatory prints to resident-license applicants, including Delaware-designated-home-state applicants; §1717(a) also expressly waives other requirements except §1708. The enumerated nonresident conditions impose no routine fingerprint submission. This conclusion rests on the EXPRESS waiver, not merely silence in a checklist. Separate disciplinary/1033 consent review is outside this ordinary pathway.
Continuing education and other notes
Non-resident producers are exempt from Delaware continuing education while meeting home-state requirements. Insurer appointments are separate from the license application; the Department’s FAQ lists a $50 appointment fee.
Non-resident license types
Insurance Producer
- Lines
- Life
- Fee
- $125
Insurance Producer
- Lines
- Accident & Health (Health/Sickness)
- Fee
- $125
Insurance Producer
- Lines
- Life, Accident & Health (Health/Sickness)
- Fee
- $125
Both authorities on one application, not necessarily a distinct combined license class.
General non-resident rules
- Home-state license information verifiable electronicallyDelaware verifies home-state licensure electronically; no routine home certification letter when information is available.
- Valid active resident home-state producer license in good standing; reciprocal home-state licensing18 Del. C. §1706(b)(1) expressly scopes mandatory prints to resident-license applicants, including Delaware-designated-home-state applicants; §1717(a) also expressly waives other requirements except §1708. Ordinary reciprocal licensing requires no additional target-state exam; maintain the matching home-state authority.