Minnesota
Verified Nov 8, 2026 · Source: Candidate Information Bulletin, October 28, 2026
- Testing vendor
- PSI Services
- Testing format
- Available — test center or remote proctoring is described in the official bulletin. Confirm eligibility and run the system check before booking.
- Before registering
- Complete approved prelicensing education unless a state exemption applies; bring the required completion certificate or waiver.
Exam options & fees
- Life Producer$45License application basis: $50 base + $50 per LOA + $10 technology fee · Source
- Accident & Health Producer$45License application basis: $50 base + $50 per LOA + $10 technology fee · Source
- Combined Life, Accident & Health Producer$45License application basis: $50 base + $50 per LOA + $10 technology fee · Source
License application amounts are not a new charge for every exam component. Separate examinations, combined examinations and discounted sessions are labeled above.
Other licensing costs
- License application — standard Life / Health route$50 base + $50 per LOA + $10 technology feeOfficial source
- NIPR transaction — only if applying through NIPR$5.60 per applicationOfficial source
- Sircon license copy / printing chargeSee official page — amount not stated by NIPR; applies if using that serviceOfficial source
Confirm with the state - Other vendor / processing chargesCheck the official page for any additional processing chargesOfficial source
- Fingerprinting / backgroundFingerprinting costs are listed below. Some states collect them with your application; any included charge is not an additional fee.
Go directly to the official source
Location and remote availability depend on examination eligibility, date and vendor rules.
Register for the Minnesota insurance agent exam
- Complete approved prelicensing education unless a state exemption applies; bring the required completion certificate or waiver.
- Open the official testing program; create an account using the legal name on your identification.
- Choose the correct examination and permitted testing format, select an appointment, and pay the official examination fee.
- Keep the confirmation. Review the handbook’s exact name-match, photo ID, certificate, check-in, cancellation and retake requirements.
After passing
Apply through Sircon after passing; complete the state fingerprint requirement.
Source differences & fee cautions
- Unspecified limited-line exam requirement · Confirm with the stateKeep the additional authority names and application card; flag exact standalone examination requirements and costs rather than invent an exam fee.
Fingerprinting & background checks
- Requirement
- Required, subject to listed exemptions
- State instructions
- All Producer/Adjuster applicants must provide fingerprints for state and national checks; sign background authorization before capture.
- Vendor / contact
- PSI Minnesota sites; alternatively local police manual card · Minnesota Department of Commerce Licensing
- Separate cost
- $66.75 PSI electronic; manual route $35 to Commerce plus local collection charge
When to fingerprint, fee details & official sources
- When in the process
- Strongly recommended on examination day at a PSI Minnesota site during testing hours. If more than one year passes before application, repeat fingerprinting/fee.
- Fee / route notes
- PSI price paid at test site. Manual collection provider charges its own processing fee. Bulletin notes walk-in temporarily unavailable for Reciprocity candidates effective 10/28/26; new resident exam candidates are distinct.
Additional life-related, restricted & specialty license types (2)
These are not shortcuts to unrestricted Life & Health authority. Appointment, securities, employer, tenure and exemption conditions can apply.
Resident Insurance Producer — Variable Annuities & Variable Life
Confirm with the state- Examination
- Exact examination selection: confirm with the state
- Exam fee
- See official page
- Application
- $50 base + $50 per LOA + $10 technology fee
Resident Insurance Producer — Credit
Confirm with the state- Examination
- Exact examination selection: confirm with the state
- Exam fee
- See official page
- Application
- $50 base + $50 per LOA + $10 technology fee
Non-resident licensing summary
Already licensed in another state? Qualifying matching Life / A&H authority usually does not require a new target-state exam. Home-state-dependent fees, fingerprint exemptions and other conditions differ from the resident path. Confirm your final eligibility and payment total on the official application.
Non-resident state fees
- Life-only state application
- $110
- A&H-only state application
- $110
- Life + A&H in the same application
- $160
- NIPR transaction — separate, only for NIPR applications
- $5.60 general initial-application transaction fee; confirm the final charge for your selected state and application with NIPR before paying.
NIPR: $50 base + $50 per LOA + $10 technology fee. Thus single line $110; two LOAs $160. Does not include NIPR fee.
Fingerprinting & background
- Requirement
- Not required on the qualifying reciprocal pathway — see official scope and exceptions
- State instructions
- Minn. Stat. 60K.37 states fingerprint provision applies to individuals applying for a resident insurance producer license, excluding reciprocal nonresident pathway.
Continuing education and other notes
Home-state CE accepted if reciprocal. Nonresident license automatically terminates when resident license terminates. On moving between home states, report address and provide new home-state certification within 10 days under Minn. Stat. 60K.39.
Non-resident license types
Insurance Producer
- Lines
- Life
- Fee
- $110
Insurance Producer
- Lines
- Accident & Health (Health/Sickness)
- Fee
- $110
Insurance Producer
- Lines
- Life, Accident & Health (Health/Sickness)
- Fee
- $160
Both authorities on one application, not necessarily a distinct combined license class.
General non-resident rules
- Changing resident home state after licensureSubmit new home-state certification within 10 days after address change under 60K.39; not a routine initial clearance-letter requirement.