Pennsylvania
Verified Nov 8, 2026 · Source: Candidate Information Booklet, effective January 22, 2026
- Testing vendor
- PSI Services
- Testing format
- Available — test center or remote proctoring is described in the official bulletin. Confirm eligibility and run the system check before booking.
- Before registering
- Review the resident-producer eligibility and any education or approval requirements on the official state licensing page before booking.
Exam options & fees
- Life Insurance$45.00License application basis: $55 · Source
- Accident and Health$45.00License application basis: $55 · Source
- Combined Life, Accident and Health$55.00License application basis: $55 · Source
- Viatical Settlement Broker (16-17)$45.00License application basis: $100 · Source
License application amounts are not a new charge for every exam component. Separate examinations, combined examinations and discounted sessions are labeled above.
Other licensing costs
- License application — standard Life / Health route$55Official source
- NIPR transaction — only if applying through NIPR$5.60 per applicationOfficial source
- Other vendor / processing chargesCheck the official page for any additional processing chargesOfficial source
- Fingerprinting / backgroundFingerprinting costs are listed below. Some states collect them with your application; any included charge is not an additional fee.
Go directly to the official source
Location and remote availability depend on examination eligibility, date and vendor rules.
Register for the Pennsylvania insurance agent exam
- Review the resident-producer eligibility and any education or approval requirements on the official state licensing page before booking.
- Open the official testing program; create an account using the legal name on your identification.
- Choose the correct examination and permitted testing format, select an appointment, and pay the official examination fee.
- Keep the confirmation. Review the handbook’s exact name-match, photo ID, certificate, check-in, cancellation and retake requirements.
After passing
Submit the license application after passing and follow the fingerprinting instructions.
Source differences & fee cautions
- Variable / limited-line exam labeling · Confirm with the stateThe vendor confirms no separate state exam for Variable authority. For Credit or Restricted Fraternal authority, confirm the test requirement and fee with the state before scheduling.
Fingerprinting & background checks
- Requirement
- Required, subject to listed exemptions
- State instructions
- All initial resident insurance producer applicants must provide fingerprints for an FBI criminal history check. Not required merely to add authority to an existing active license.
- Vendor / contact
- IdentoGO / IDEMIA · IdentoGO 844-321-2101
- Separate cost
- $26.20
When to fingerprint, fee details & official sources
- When in the process
- Only after passing exam and applying for licensure. Results received without a corresponding application are destroyed, requiring a new paid submission.
- Fee / route notes
- Criminal History Record Report fee to obtain national criminal history records on initial resident producer license; paid at IdentoGO enrollment center upon fingerprint submission. Service code 1KGBGJ.
Additional life-related, restricted & specialty license types (4)
These are not shortcuts to unrestricted Life & Health authority. Appointment, securities, employer, tenure and exemption conditions can apply.
Insurance Producer — Variable Life and Variable Annuity
- Examination
- Underlying Life qualification plus securities registration; no standalone variable exam listed
- Exam fee
- Underlying Life exam — see Life option; check securities-registration costs separately
- Application
- $55
An existing Life license or a simultaneous Life application and the state’s FINRA/CRD requirements apply. The NIPR exam-required group is not treated as a new standalone variable examination.
Limited Lines Producer — Credit
Confirm with the state- Examination
- NIPR label conflicts with absent vendor exam; confirm with the state
- Exam fee
- See official page
- Application
- $55
Limited Lines Producer — Restricted Fraternal
Confirm with the state- Examination
- NIPR label conflicts with absent vendor exam; confirm with the state
- Exam fee
- See official page
- Application
- $55
Resident Viatical Settlements Broker — Resident Viatical Settlements Broker (specialty)
- Examination
- Viatical Settlement Broker (16-17)
- Exam fee
- $45.00
- Application
- $100
Specialty settlement brokerage is not the standard Life insurance agent license. Underlying Life-license tenure, registration exemptions and other eligibility rules may apply; confirm before paying.
Non-resident licensing summary
Already licensed in another state? Qualifying matching Life / A&H authority usually does not require a new target-state exam. Home-state-dependent fees, fingerprint exemptions and other conditions differ from the resident path. Confirm your final eligibility and payment total on the official application.
Non-resident state fees
- Life-only state application
- $110
- A&H-only state application
- $110
- Life + A&H in the same application
- $110
- NIPR transaction — separate, only for NIPR applications
- $5.60 general initial-application transaction fee; confirm the final charge for your selected state and application with NIPR before paying.
Per application; amendment $25.
Fingerprinting & background
- Requirement
- Not required on the qualifying reciprocal pathway — see official scope and exceptions
- State instructions
- 31 Pa. Code 37a.7 exempts applications where reciprocal licensing is permitted.
Continuing education and other notes
Home-state CE compliance generally satisfies nonresident requirements. Reciprocal producer licensing is exempt from Pennsylvania fingerprint application requirement (31 Pa. Code 37a.7). NIPR title-agent exam/fingerprint/bond rules are not ordinary Life/A&H rules.
Non-resident license types
Insurance Producer
- Lines
- Life
- Fee
- $110
Insurance Producer
- Lines
- Accident & Health (Health/Sickness)
- Fee
- $110
Insurance Producer
- Lines
- Life, Accident & Health (Health/Sickness)
- Fee
- $110
Both authorities on one application, not necessarily a distinct combined license class.
General non-resident rules
- Home-state identity/license record in NIPR Producer DatabaseApplication identifying/license/address fields specified on the NIPR target-state requirements page must match current resident-state PDB record. Correct home record before applying.