Vermont
Verified Nov 8, 2026 · Source: Licensing Information Bulletin, effective March 18, 2026; also bears Revised 07192021
- Testing vendor
- Prometric
- Testing format
- Available — Prometric offers test-center and remote exams.
- Before registering
- Review the resident-producer eligibility and any education or approval requirements on the official state licensing page before booking.
Exam options & fees
- Producer’s Life
Confirm with the stateSee official fee scheduleLicense application basis: $60 · Source - Producer’s Accident and Health or Sickness
Confirm with the stateSee official fee scheduleLicense application basis: $60 · Source - Combined Life, Accident and Health or Sickness
Confirm with the stateSee official fee scheduleLicense application basis: $60 · Source
Confirm with the state: the same currently linked bulletin contains conflicting registration tables: Life / A&H $73 each and combined $87 on one form; $52 each and combined $67.60 on another. No single current fee is presented as confirmed.
License application amounts are not a new charge for every exam component. Separate examinations, combined examinations and discounted sessions are labeled above.
Other licensing costs
- License application — standard Life / Health route$60Official source
- NIPR transaction — only if applying through NIPR$5.60 per applicationOfficial source
- Other vendor / processing chargesCheck the official page for any additional processing chargesOfficial source
- Fingerprinting / backgroundFingerprinting costs are listed below. Some states collect them with your application; any included charge is not an additional fee.
Go directly to the official source
Location and remote availability depend on examination eligibility, date and vendor rules.
Register for the Vermont insurance agent exam
- Review the resident-producer eligibility and any education or approval requirements on the official state licensing page before booking.
- Open the official testing program; create an account using the legal name on your identification.
- Choose the correct examination and permitted testing format, select an appointment, and pay the official examination fee.
- Keep the confirmation. Review the handbook’s exact name-match, photo ID, certificate, check-in, cancellation and retake requirements.
After passing
Apply through NIPR after the exam result has been transmitted; follow the state’s waiting-period instructions.
Source differences & fee cautions
- Exam fee forms · Confirm with the stateThe official bulletin gives conflicting prices for all three exams. See the official fee schedule and confirm the current amount with the state before scheduling.
- Application · Fee detailsUse $60 current DOI/NIPR, not stale form amounts.
Fingerprinting & background checks
- Requirement
- Conditional — confirm the state’s instructions
- State instructions
- Under 8VSA4800(4)(E)(iii), the commissioner may request fingerprints for a criminal-history check. The resident-producer checklist lists no routine fingerprint step, but an individual request can still apply.
- Vendor / contact
- Vermont DFR / Commissioner; centralized producer registry or other Commissioner-approved third party if requested · Vermont DFR Insurance Producer Licensing; follow any Commissioner-issued request
- Separate cost
- Applicant/licensee pays criminal-history check and approved third-party charges if Commissioner requires it; no fixed amount listed
When to fingerprint, fee details & official sources
- When in the process
- If Commissioner requests fingerprints, comply in licensing/background review before approval; no routine fingerprint step in current resident application checklist.
- Fee / route notes
- Applicants pay background-check costs if requested by the commissioner. Ask DFR for the approved provider, service code and current fee before scheduling.
Additional life-related, restricted & specialty license types (3)
These are not shortcuts to unrestricted Life & Health authority. Appointment, securities, employer, tenure and exemption conditions can apply.
Insurance Producer — Variable Life and Variable Annuity
- Examination
- No state insurance examination required for this authority
- Exam fee
- Not required — state insurance exam
- Application
- $60
Limited Lines Producer — Credit
- Examination
- No state insurance examination required for this authority
- Exam fee
- Not required — state insurance exam
- Application
- $60
Life Settlement Broker — Life Settlement Broker
- Examination
- No state insurance examination required for this authority
- Exam fee
- Not required — state insurance exam
- Application
- $130
Non-resident licensing summary
Already licensed in another state? Qualifying matching Life / A&H authority usually does not require a new target-state exam. Home-state-dependent fees, fingerprint exemptions and other conditions differ from the resident path. Confirm your final eligibility and payment total on the official application.
Non-resident state fees
- Life-only state application
- Home-state dependent; see schedule
- A&H-only state application
- Home-state dependent; see schedule
- Life + A&H in the same application
- Home-state dependent; see schedule
- NIPR transaction — separate, only for NIPR applications
- $5.60 general initial-application transaction fee; confirm the final charge for your selected state and application with NIPR before paying.
Fees apply per application, not per line of authority. The NIPR-linked schedule, effective January 1, 2026, already includes the listed initial producer amounts; an additional $30 is not assumed.
Fingerprinting & background
- Requirement
- Conditional — review official home-state rules on the interactive map and the target-state instructions
- State instructions
- Under 8 V.S.A. §4800(5)(E), the commissioner may request fingerprints and payment of background-check costs. The reciprocal Life/A&H instructions list no routine fingerprint step, but an individual request can still apply.
Continuing education and other notes
Home-state CE reciprocity; LTC training includes Vermont-specific component (8-hour initial including at least 2 VT-specific hours, then 4 hours each 24 months for LTC sales). Insurer appointment within 15 days of contract/first application. Producer term ends March 31 of odd-numbered years; licenses issued in renewal window may need immediate renewal with a separate renewal fee.
Non-resident license types
Insurance Producer
- Lines
- Life
- Fee
- Home-state dependent; see schedule
Insurance Producer
- Lines
- Accident & Health (Health/Sickness)
- Fee
- Home-state dependent; see schedule
Insurance Producer
- Lines
- Life, Accident & Health (Health/Sickness)
- Fee
- Home-state dependent; see schedule
Both authorities on one application, not necessarily a distinct combined license class.
General non-resident rules
- Home-state identity/license record in NIPR Producer DatabaseApplication identifying/license/address fields specified on the NIPR target-state requirements page must match current resident-state PDB record. Correct home record before applying.
- Any home state; commissioner exercises 8 V.S.A. §4800(5)(E) authorityFingerprints and related background-check costs may be required at commissioner direction; home-state licensing is not a blanket statutory exemption from this discretionary power.