MyStateExam.comOfficial state & testing-vendor links
Independent guide · Official sources
For Insurance Agents

Tennessee Life & Health Insurance Agent Exam: Fees, Registration & Licensing Steps

Official exam fees, registration links, fingerprinting, license types, and non-resident notes — all in one place.

Open the interactive map for TennesseeNon-resident path
Home / Tennessee
TN
Become a licensed Life & Health insurance agent in

Tennessee

Verified Nov 8, 2026 · Source: Candidate Handbook, October 2026

Testing vendor
Pearson VUE
Testing format
Available — the official program links to OnVUE online testing. Confirm that your exam is eligible before booking.
Before registering
Review the resident-producer eligibility and any education or approval requirements on the official state licensing page before booking.

Exam options & fees

  • Life — test center or OnVUE$55License application basis: $50 · Source
  • Accident & Health — test center or OnVUE$55License application basis: $50 · Source
  • Life + Accident & Health combination — OnVUE only$80License application basis: $50 · Source
  • Life + Accident & Health + Title combination — OnVUE only$125License application basis: $50 · Source

At test centers, Life and A&H must be taken alone. The combinations appear in the OnVUE column. Only one OnVUE attempt is allowed per line; retakes must be at a physical test center. The Title combination does not change the need to qualify for each requested authority.

License application amounts are not a new charge for every exam component. Separate examinations, combined examinations and discounted sessions are labeled above.

Other licensing costs

  • License application — standard Life / Health route$50Official source
  • NIPR transaction — only if applying through NIPR$5.60 per applicationOfficial source
  • Other vendor / processing chargesCheck the official page for any additional processing chargesOfficial source
  • Fingerprinting / backgroundFingerprinting costs are listed below. Some states collect them with your application; any included charge is not an additional fee.

Go directly to the official source

Register / schedule your examFind test centers / locationsCandidate handbook / official exam guideOfficial examination fee sourceState insurance licensing authorityResident license application requirementsRemote testing information

Location and remote availability depend on examination eligibility, date and vendor rules.

Register for the Tennessee insurance agent exam

  1. Review the resident-producer eligibility and any education or approval requirements on the official state licensing page before booking.
  2. Open the official testing program; create an account using the legal name on your identification.
  3. Choose the correct examination and permitted testing format, select an appointment, and pay the official examination fee.
  4. Keep the confirmation. Review the handbook’s exact name-match, photo ID, certificate, check-in, cancellation and retake requirements.

After passing

Apply through the state’s approved electronic licensing process after passing.

Fingerprinting & background checks

Requirement
Required, subject to listed exemptions
State instructions
After passing exam, new resident producers require a fingerprint-based TBI/FBI criminal history background check.
Vendor / contact
IdentoGO / IDEMIA · IdentoGO (855) 226-2937
Separate cost
See official page — amount not confirmed
Confirm with the state. Exact TN920680Z/IP insurance-program fee not publicly verified.

When to fingerprint, fee details & official sources

When in the process
After passing the exam, complete fingerprinting at least two business days before submitting the NIPR application.
Fee / route notes
Use producer ORI TN920680Z and transaction IP, listed on the Department page updatedMarch10,2026. The instructions provide payment prompts but no fixed amount; confirm the current insurance-program charge before scheduling.
Official fingerprint scheduling / instructions

Additional life-related, restricted & specialty license types (3)

These are not shortcuts to unrestricted Life & Health authority. Appointment, securities, employer, tenure and exemption conditions can apply.

  • Insurance Producer — Variable Contracts

    Examination
    No state insurance examination required for this authority
    Exam fee
    Not required — state insurance exam
    Application
    $50
    Official source 1Official source 2

  • Insurance Producer — Credit Products

    Examination
    No state insurance examination required for this authority
    Exam fee
    Not required — state insurance exam
    Application
    $50
    Official source 1Official source 2

  • Insurance Producer — Accident & Baggage

    Examination
    No state insurance examination required for this authority
    Exam fee
    Not required — state insurance exam
    Application
    $50
    Official source 1Official source 2

Non-resident licensing summary

Already licensed in another state? Qualifying matching Life / A&H authority usually does not require a new target-state exam. Home-state-dependent fees, fingerprint exemptions and other conditions differ from the resident path. Confirm your final eligibility and payment total on the official application.

Non-resident state fees

Life-only state application
Home-state dependent; see schedule
A&H-only state application
Home-state dependent; see schedule
Life + A&H in the same application
Home-state dependent; see schedule
NIPR transaction — separate, only for NIPR applications
$5.60 general initial-application transaction fee; confirm the final charge for your selected state and application with NIPR before paying.

DOI $50 base subject to retaliation. NIPR-linked target Tennessee schedule controls the quoted home-state-specific amount; many listed values differ from those home states’ own current fees.

Fingerprinting & background

Requirement
Not required on the qualifying reciprocal pathway — see official scope and exceptions
State instructions
T.C.A. §56-6-118(a) waives reciprocal non-resident requirements except §56-6-108. Public Chapter 798 (2002), §§19 and 9, sets out this waiver; Public Chapter 1192 (2008), §3, adds discretionary waiver authority. Rule 0780-01-56-.07(7) requires fingerprints for Tennessee test takers, rather than ordinary reciprocal non-residents who need no exam.

Continuing education and other notes

No Tennessee written exam for nonresident with like home-state license. Home-state CE reciprocity applies. Insurer appointment required before acting as agent; insurer files within 15 days of contract/first application. Tennessee no longer issues certification/clearance letters; use PDB/SBS. Initial home-state-dependent fees in NIPR table.

Non-resident license types

  • Insurance Producer

    Lines
    Life
    Fee
    Home-state dependent; see schedule

  • Insurance Producer

    Lines
    Accident & Health (Health/Sickness)
    Fee
    Home-state dependent; see schedule

  • Insurance Producer

    Lines
    Life, Accident & Health (Health/Sickness)
    Fee
    Home-state dependent; see schedule

    Both authorities on one application, not necessarily a distinct combined license class.

General non-resident rules

  • Standard reciprocity applicationTennessee does not issue certification/clearance letters; resident-state verification through PDB/SBS used. No routine home clearance letter is listed in nonresident checklist.
  • Home-state identity/license record in NIPR Producer DatabaseApplication identifying/license/address fields specified on the NIPR target-state requirements page must match current resident-state PDB record. Correct home record before applying.
  • Valid reciprocal resident home-state producer license in good standing for like authorityT.C.A. §56-6-118 expressly waives requirements other than §56-6-108. No routine extra fingerprints or Tennessee producer test on this pathway. NAIC PDB verification is permitted; certification on a change of home state is a different event from initial reciprocal licensing.

Source differences

  • Fingerprint instruction scopeNo routine additional prints for qualifying reciprocal home-state producer: T.C.A. §56-6-118 expressly waives other requirements except §56-6-108. Official enacted statute §§19/9 establishes the waiver; 2008 §3 adds discretion without removing it.

Official non-resident application links

NIPR online licensingNIPR target-state requirements and fees

Explore the interactive non-resident path for Tennessee