Montana
Verified Nov 8, 2026 · Source: Candidate Handbook, cover June 2025; revision footer December 2025
- Testing vendor
- Pearson VUE
- Testing format
- Available — the official program links to OnVUE online testing. Confirm that your exam is eligible before booking.
- Before registering
- Review the resident-producer eligibility and any education or approval requirements on the official state licensing page before booking.
Exam options & fees
- Life$65License application basis: $0 state application fee · Source
- Disability (Accident & Health)$65License application basis: $0 state application fee · Source
- Limited Lines Credit$65License application basis: $0 state application fee · Source
License application amounts are not a new charge for every exam component. Separate examinations, combined examinations and discounted sessions are labeled above.
Other licensing costs
- License application — standard Life / Health route$0 state application feeOfficial source
- NIPR transaction — only if applying through NIPR$5.60 per applicationOfficial source
- Other vendor / processing chargesCheck the official page for any additional processing chargesOfficial source
- Fingerprinting / backgroundFingerprinting costs are listed below. Some states collect them with your application; any included charge is not an additional fee.
Go directly to the official source
Location and remote availability depend on examination eligibility, date and vendor rules.
Register for the Montana insurance agent exam
- Review the resident-producer eligibility and any education or approval requirements on the official state licensing page before booking.
- Open the official testing program; create an account using the legal name on your identification.
- Choose the correct examination and permitted testing format, select an appointment, and pay the official examination fee.
- Keep the confirmation. Review the handbook’s exact name-match, photo ID, certificate, check-in, cancellation and retake requirements.
After passing
Apply through NIPR after passing and complete the state’s remaining licensing requirements.
Source differences & fee cautions
- Funeral exam requirements · Confirm with the stateList Funeral authority and $0 application; flag exact examination selection and fee for confirmation rather than assume the standard Life path or a separate Funeral exam.
Fingerprinting & background checks
- Requirement
- Required, subject to listed exemptions
- State instructions
- All initial resident insurance license applicants must submit fingerprints for state and federal criminal background checks; no resident license issued without Montana DOJ background check.
- Vendor / contact
- Local sheriff/police or fingerprint-card provider; Montana DOJ Criminal Records · producerlicensing@mt.gov; DOJ (406) 444-3625
- Separate cost
- $30 payable to Montana Criminal Records
When to fingerprint, fee details & official sources
- When in the process
- Complete before licensing; fingerprints valid one year. Send Applicant Rights/Consent form to CSI separately; cards/payment go to DOJ, not CSI.
- Fee / route notes
- Mail the card and payment to Montana Criminal Records, PO Box 201403, Helena MT 59620-1403. The producer-law reference is MCA 33-17-220. A local collection provider may charge separately; its fee is not a fixed statewide amount.
Additional life-related, restricted & specialty license types (8)
These are not shortcuts to unrestricted Life & Health authority. Appointment, securities, employer, tenure and exemption conditions can apply.
Insurance Producer — Limited Lines Credit
- Examination
- Limited Lines Credit
- Exam fee
- $65
- Application
- $0
Insurance Producer — Variable
- Examination
- No state insurance examination required for this authority
- Exam fee
- Not required — state insurance exam
- Application
- $0
Funeral — Funeral
Confirm with the state- Examination
- NIPR lists an exam requirement; confirm the Funeral test and price with the state
- Exam fee
- See official page
- Application
- $0
Life producer and Funeral authority cannot be held together in Montana. Confirm the separate Funeral licensing requirements with the state.
Temporary Producer — Life
- Examination
- No state insurance examination required for this authority
- Exam fee
- Not required — state insurance exam
- Application
- $0
Temporary Producer — Disability (Health)
- Examination
- No state insurance examination required for this authority
- Exam fee
- Not required — state insurance exam
- Application
- $0
Temporary Producer — Variable
- Examination
- No state insurance examination required for this authority
- Exam fee
- Not required — state insurance exam
- Application
- $0
Temporary Producer — Limited Lines Credit
- Examination
- No state insurance examination required for this authority
- Exam fee
- Not required — state insurance exam
- Application
- $0
Viatical Settlement Broker — Viatical Settlement Broker (specialty)
Confirm with the state- Examination
- Exact specialty examination / exemption: confirm with the state
- Exam fee
- See official page
- Application
- $50
Specialty settlement brokerage is not the standard Life insurance agent license. Underlying Life-license tenure, registration exemptions and other eligibility rules may apply; confirm before paying.
Non-resident licensing summary
Already licensed in another state? Qualifying matching Life / A&H authority usually does not require a new target-state exam. Home-state-dependent fees, fingerprint exemptions and other conditions differ from the resident path. Confirm your final eligibility and payment total on the official application.
Non-resident state fees
- Life-only state application
- $100
- A&H-only state application
- $100
- Life + A&H in the same application
- $100
- NIPR transaction — separate, only for NIPR applications
- $5.60 general initial-application transaction fee; confirm the final charge for your selected state and application with NIPR before paying.
Per application. Additional fingerprinting, if requested, is not included.
Fingerprinting & background
- Requirement
- Conditional — review official home-state rules on the interactive map and the target-state instructions
- State instructions
- Under MCA §33-17-220, the commissioner may request fingerprints from any producer applicant. Prior home-state fingerprinting is typically accepted, but it is not a guaranteed exemption. Follow any individual request, particularly if your home department has never fingerprinted you.
Continuing education and other notes
Maintain matching active home-state producer license and comply with home-state CE reciprocity. CSI typically does not repeat resident-license fingerprints, but commissioner discretion under MCA §33-17-220 remains. A home license alone does not establish a guaranteed blanket fingerprint exemption.
Non-resident license types
Insurance Producer
- Lines
- Life
- Fee
- $100
Insurance Producer
- Lines
- Accident & Health (Health/Sickness)
- Fee
- $100
Insurance Producer
- Lines
- Life, Accident & Health (Health/Sickness)
- Fee
- $100
Both authorities on one application, not necessarily a distinct combined license class.
General non-resident rules
- Previously fingerprinted for home-state resident insurance licenseMontana says fingerprinting typically not required. Applicants not previously fingerprinted should ask CSI; no categorical answer found for that condition.
- Any home state, especially home DOI did not previously fingerprint the applicantUnder MCA §33-17-220, the commissioner may request fingerprints. Prior resident-license fingerprinting is typically accepted, but an individual request can still apply.