New Jersey
Verified Nov 8, 2026 · Source: Candidate Information Bulletin, updated September 8, 2026
- Testing vendor
- PSI Services
- Testing format
- Available — test center or remote proctoring is described in the official bulletin. Confirm eligibility and run the system check before booking.
- Before registering
- Complete approved prelicensing education unless a state exemption applies; bring the required completion certificate or waiver.
Exam options & fees
License application amounts are not a new charge for every exam component. Separate examinations, combined examinations and discounted sessions are labeled above.
Other licensing costs
- License application — standard Life / Health route$170Official source
- NIPR transaction — only if applying through NIPR$5.60 per applicationOfficial source
- Alternative paper application — not additional to online fee$150 license + $40 processing = $190 (paper major-line application)Official source
- Other vendor / processing chargesCheck the official page for any additional processing chargesOfficial source
- Fingerprinting / backgroundFingerprinting costs are listed below. Some states collect them with your application; any included charge is not an additional fee.
Go directly to the official source
Location and remote availability depend on examination eligibility, date and vendor rules.
Register for the New Jersey insurance agent exam
- Complete approved prelicensing education unless a state exemption applies; bring the required completion certificate or waiver.
- Open the official testing program; create an account using the legal name on your identification.
- Choose the correct examination and permitted testing format, select an appointment, and pay the official examination fee.
- Keep the confirmation. Review the handbook’s exact name-match, photo ID, certificate, check-in, cancellation and retake requirements.
After passing
Follow the state licensing authority’s instructions to complete your license application after passing.
Source differences & fee cautions
- Electronic versus paper application charges · Fee detailsThe electronic major-line application through NIPR is $170. The Department’s paper application totals $190, including paper processing. These are alternative routes, not charges to add together.
Fingerprinting & background checks
- Requirement
- Required, subject to listed exemptions
- State instructions
- Resident producer applicants provide fingerprints and written consent for criminal-history review. Existing licensees generally need no repeat; fingerprints taken for another purpose cannot be reused.
- Vendor / contact
- IDEMIA / IdentoGO · IdentoGO 1-877-503-5981
- Separate cost
- $66.05
When to fingerprint, fee details & official sources
- When in the process
- DOI suggests scheduling immediately after passing exam. NIPR expressly requires Live Scan before applying online; application cannot be processed until Live Scan results received.
- Fee / route notes
- Producer service code 2F16Y3. Pay directly to IDEMIA when scheduling. DOI labels fee effective June 1, 2019; current page still states this price.
Additional life-related, restricted & specialty license types (5)
These are not shortcuts to unrestricted Life & Health authority. Appointment, securities, employer, tenure and exemption conditions can apply.
Insurance Producer — Variable Life and Variable Annuity
- Examination
- No state insurance examination required for this authority
- Exam fee
- Not required — state insurance exam
- Application
- $170
Insurance Producer — Credit
- Examination
- No state insurance examination required for this authority
- Exam fee
- Not required — state insurance exam
- Application
- $95
Insurance Producer — Group Mortgage Cancellation
- Examination
- No state insurance examination required for this authority
- Exam fee
- Not required — state insurance exam
- Application
- $95
Temporary Insurance Producer — Life
- Examination
- No state insurance examination required for this authority
- Exam fee
- Not required — state insurance exam
- Application
- $170
Temporary Insurance Producer — Accident & Health or Sickness
- Examination
- No state insurance examination required for this authority
- Exam fee
- Not required — state insurance exam
- Application
- $170
Non-resident licensing summary
Already licensed in another state? Qualifying matching Life / A&H authority usually does not require a new target-state exam. Home-state-dependent fees, fingerprint exemptions and other conditions differ from the resident path. Confirm your final eligibility and payment total on the official application.
Non-resident state fees
- Life-only state application
- $170
- A&H-only state application
- $170
- Life + A&H in the same application
- $170
- NIPR transaction — separate, only for NIPR applications
- $5.60 general initial-application transaction fee; confirm the final charge for your selected state and application with NIPR before paying.
Per application for major-line Insurance Producer license; not $95 limited-lines fee.
Fingerprinting & background
- Requirement
- Not required on the qualifying reciprocal pathway — see official scope and exceptions
- State instructions
- DOI expressly exempts nonresident producer applicants from NJ fingerprint submission.
Continuing education and other notes
No New Jersey CE for nonresident producers. Home-state good-standing license authorizes requested lines; PDB may replace certification. Nonresident producer applicants are exempt from NJ fingerprinting/criminal-history submission. Disabled-veteran licensing fee waiver possible; NIPR transaction fee is nonrefundable.
Non-resident license types
Insurance Producer
- Lines
- Life
- Fee
- $170
Insurance Producer
- Lines
- Accident & Health (Health/Sickness)
- Fee
- $170
Insurance Producer
- Lines
- Life, Accident & Health (Health/Sickness)
- Fee
- $170
Both authorities on one application, not necessarily a distinct combined license class.
General non-resident rules
- Home-state information on PDBPDB verification accepted; certification may be requested if information unavailable.