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For Insurance Agents

Mississippi Life & Health Insurance Agent Exam: Fees, Registration & Licensing Steps

Official exam fees, registration links, fingerprinting, license types, and non-resident notes — all in one place.

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Become a licensed Life & Health insurance agent in

Mississippi

Verified Nov 8, 2026 · Source: Candidate Handbook, July 2025

Testing vendor
Pearson VUE
Testing format
Not currently available for Life, Accident & Health, or combined producer exams, according to the current official program page.
Before registering
Complete approved prelicensing education unless a state exemption applies; bring the required completion certificate or waiver.

Exam options & fees

  • Life Producer$50License application basis: $100 + $1 online session fee · Source
  • Accident & Health or Sickness Producer$50License application basis: $100 + $1 online session fee · Source
  • Combined Life, Accident & Health or Sickness Producer$50License application basis: $100 + $1 online session fee · Source

License application amounts are not a new charge for every exam component. Separate examinations, combined examinations and discounted sessions are labeled above.

Other licensing costs

  • License application — standard Life / Health route$100 + $1 online session feeOfficial source
  • NIPR transaction — only if applying through NIPR$5.60 per applicationOfficial source
  • Other vendor / processing chargesCheck the official page for any additional processing chargesOfficial source
  • Fingerprinting / backgroundFingerprinting costs are listed below. Some states collect them with your application; any included charge is not an additional fee.

Go directly to the official source

Location and remote availability depend on examination eligibility, date and vendor rules.

Register for the Mississippi insurance agent exam

  1. Complete approved prelicensing education unless a state exemption applies; bring the required completion certificate or waiver.
  2. Open the official testing program; create an account using the legal name on your identification.
  3. Choose the correct examination and permitted testing format, select an appointment, and pay the official examination fee.
  4. Keep the confirmation. Review the handbook’s exact name-match, photo ID, certificate, check-in, cancellation and retake requirements.

After passing

Apply through Sircon or NIPR after passing.

Source differences & fee cautions

  • Industrial Life examination · Confirm with the stateThe $100 charge is for the license application, not the exam. For the Industrial Life exam fee, see the official page and confirm with the state.

Fingerprinting & background checks

Requirement
Not listed as required in reviewed official instructions; confirm with the state
State instructions
The Life/A&H instructions list no routine fingerprint step. The fingerprint forms on the Department’s page apply to Bail Agent licenses; confirm the requirement for your producer application.
Vendor / contact
Mississippi Insurance Department
Separate cost
See official page — amount not confirmed
Confirm with the state. The official resident-producer checklist lists no routine fingerprint step, but does not grant a blanket exemption. Confirm with the state if your background or circumstances require additional review.

When to fingerprint, fee details & official sources

When in the process
No routine fingerprint timing stated; answer all application background questions and follow individual DOI requests.
Fee / route notes
Not applicable to a routine fingerprint requirement; no separate fingerprint fee verified. This does not waive criminal-history disclosures or possible additional investigation.

Additional life-related, restricted & specialty license types (8)

These are not shortcuts to unrestricted Life & Health authority. Appointment, securities, employer, tenure and exemption conditions can apply.

  • Insurance Producer — Variable Life & Variable Annuity Products

    Examination
    Securities qualification rather than a separate Pearson exam
    Exam fee
    No separate state exam; FINRA Series 6 or 7 qualification
    Application
    $100
  • Burial Agent — Burial

    Examination
    Handbook explicitly lists this class under no examination required
    Exam fee
    Not required — state insurance exam
    Application
    $5
  • Limited Lines Insurance Producer — Industrial LAH

    Confirm with the state
    Examination
    Industrial Life: Home Service Life Council; no exam price confirmed
    Exam fee
    See official page
    Application
    $100
  • Temporary Insurance Producer — Temp Life

    Examination
    Handbook explicitly lists this class under no examination required
    Exam fee
    Not required — state insurance exam
    Application
    $100
  • Temporary Insurance Producer — Temp Accident & Health or Sickness

    Examination
    Handbook explicitly lists this class under no examination required
    Exam fee
    Not required — state insurance exam
    Application
    $100
  • Temporary Insurance Producer — Temp Variable Life & Variable Annuity Products

    Examination
    Securities qualification rather than a separate Pearson exam
    Exam fee
    No separate state exam; FINRA Series 6 or 7 qualification
    Application
    $100
  • Viatical Settlement Broker — Viatical Settlement Broker (specialty)

    Confirm with the state
    Examination
    Exact specialty examination / exemption: confirm with the state
    Exam fee
    See official page
    Application
    $50

    Specialty settlement brokerage is not the standard Life insurance agent license. Underlying Life-license tenure, registration exemptions and other eligibility rules may apply; confirm before paying.

  • Viatical Settlement Representative — Viatical Settlement Representative (specialty)

    Confirm with the state
    Examination
    Exact specialty examination / exemption: confirm with the state
    Exam fee
    See official page
    Application
    $50

    Specialty settlement brokerage is not the standard Life insurance agent license. Underlying Life-license tenure, registration exemptions and other eligibility rules may apply; confirm before paying.

Non-resident licensing summary

Already licensed in another state? Qualifying matching Life / A&H authority usually does not require a new target-state exam. Home-state-dependent fees, fingerprint exemptions and other conditions differ from the resident path. Confirm your final eligibility and payment total on the official application.

Confirm with the state. The reciprocal producer fingerprint waiver has not been confirmed in the state’s current guidance. Confirm your requirement with Mississippi before applying.

Non-resident state fees

Life-only state application
$101
A&H-only state application
$101
Life + A&H in the same application
$101
NIPR transaction — separate, only for NIPR applications
$5.60 general initial-application transaction fee; confirm the final charge for your selected state and application with NIPR before paying.

Insurance Producer $100 plus $1 online application fee per session. Does not include NIPR fee.

Fingerprinting & background

Requirement
Not stated as required — confirm with the state
State instructions
Confirm the non-resident producer fingerprint requirement with Mississippi. The Department’s current fingerprint instructions address Bail Agents, rather than an explicit exemption for standard Life/A&H producers.

Continuing education and other notes

Home-state licensing is checked through NAIC/SPLD, and reciprocal continuing education applies. Separate annuity best-interest or product training may still be required. From 2026-07-01, MID lists a $50 agent certificate-of-authority filing/processing charge. That appointment charge is separate from the $101 producer application fee.

Non-resident license types

  • Insurance Producer

    Lines
    Life
    Fee
    $101
  • Insurance Producer

    Lines
    Accident & Health (Health/Sickness)
    Fee
    $101
  • Insurance Producer

    Lines
    Life, Accident & Health (Health/Sickness)
    Fee
    $101

    Both authorities on one application, not necessarily a distinct combined license class.

Official non-resident application links

Explore the interactive non-resident path for Mississippi