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Become a licensed Life & Health insurance agent in
Arkansas
Verified Nov 8, 2026 · Source: Candidate Information Bulletin, June 18, 2025
- Testing vendor
- PSI Services
- Testing format
- Available — test center or remote proctoring is described in the official bulletin. Confirm eligibility and run the system check before booking.
- Before registering
- Complete approved prelicensing education, submit the resident NIPR application and criminal background check, and wait for PSI authorization before scheduling.
Exam options & fees
- Life$50.00License application basis: $15 application; $0 major-line license fee (NIPR) · Source
- Health$50.00License application basis: $15 application; $0 major-line license fee (NIPR) · Source
Separate Life and Health exams; the bulletin says they can be taken together. Each listed exam is priced separately.
License application amounts are not a new charge for every exam component. Separate examinations, combined examinations and discounted sessions are labeled above.
Other licensing costs
- License application — standard Life / Health route$15 application; $0 major-line license fee (NIPR)Official source
Confirm with the state - NIPR transaction — only if applying through NIPR$5.60 per applicationOfficial source
- Other vendor / processing chargesCheck the official page for any additional processing chargesOfficial source
- Fingerprinting / backgroundFingerprinting costs are listed below. Some states collect them with your application; any included charge is not an additional fee.
Go directly to the official source
Register / schedule your examFind test centers / locationsCandidate handbook / official exam guideOfficial examination fee sourceState insurance licensing authorityResident license application requirements
Location and remote availability depend on examination eligibility, date and vendor rules.
Register for the Arkansas insurance agent exam
- Complete approved prelicensing education, submit the resident NIPR application and criminal background check, and wait for PSI authorization before scheduling.
- Open the official testing program; create an account using the legal name on your identification.
- Choose the correct examination and permitted testing format, select an appointment, and pay the official examination fee.
- Keep the confirmation. Review the handbook’s exact name-match, photo ID, certificate, check-in, cancellation and retake requirements.
After passing
The application and background review precede testing. After passing, follow the Department’s license-issuance and printing instructions.
Source differences & fee cautions
- Application · Confirm with the stateUse current NIPR state charge $15 and separate NIPR transaction $5.60. The older $20 wording may aggregate an older transaction charge, but this is not proved; flag rather than add $20.
Fingerprinting & background checks
- Requirement
- Not listed as required in reviewed official instructions; confirm with the state
- State instructions
- The resident process lists no routine fingerprint step, but a separate online criminal-background check is required before exam authorization. Confirm any fingerprint requirement with the state.
- Vendor / contact
- Arkansas Insurance Department / Arkansas online criminal background check (Tyler AR) · Arkansas Insurance Department
- Separate cost
- $24.00 — Background Check on resident application (DOI report prepared June 28, 2024)
Confirm with the state. The state’s online background-check process does not explicitly confirm whether Life & Health applicants need fingerprints. Confirm with the state. Producer-specific $24 fee verified in official 2024 report, but current insurance portal total/surcharges not publicly reconfirmed.
When to fingerprint, fee details & official sources
- When in the process
- Complete NIPR resident application and online criminal background check before DOI review/PSI authorization to test.
- Fee / route notes
- The Department’s Insurance Sales Producer (Agent) report lists a $24.00 resident background check. Confirm the current amount and any payment surcharge in the state insurance portal before paying.
Additional life-related, restricted & specialty license types (7)
These are not shortcuts to unrestricted Life & Health authority. Appointment, securities, employer, tenure and exemption conditions can apply.
Insurance Producer — Variable Life and Variable Annuity
- Examination
- No state insurance examination required for this authority
- Exam fee
- Not required — state insurance exam
- Application
- $70
Insurance Producer — Credit
- Examination
- No state insurance examination required for this authority
- Exam fee
- Not required — state insurance exam
- Application
- $70
Insurance Producer — Funeral Expense
- Examination
- No state insurance examination required for this authority
- Exam fee
- Not required — state insurance exam
- Application
- $70
Insurance Producer — Health Maintenance Dental
- Examination
- No state insurance examination required for this authority
- Exam fee
- Not required — state insurance exam
- Application
- $70
Insurance Producer — Health Maintenance Org
- Examination
- No state insurance examination required for this authority
- Exam fee
- Not required — state insurance exam
- Application
- $70
Exchange Producer — Exchange Health
- Examination
- No state insurance examination required for this authority
- Exam fee
- Not required — state insurance exam
- Application
- $35
Life Settlement Broker — Life Settlement Broker
- Examination
- No state insurance examination required for this authority
- Exam fee
- Not required — state insurance exam
- Application
- $100
Non-resident licensing summary
Already licensed in another state? Qualifying matching Life / A&H authority usually does not require a new target-state exam. Home-state-dependent fees, fingerprint exemptions and other conditions differ from the resident path. Confirm your final eligibility and payment total on the official application.
Non-resident state fees
- Life-only state application
- $70
- A&H-only state application
- $70
- Life + A&H in the same application
- $70
- NIPR transaction — separate, only for NIPR applications
- $5.60 general initial-application transaction fee; confirm the final charge for your selected state and application with NIPR before paying.
Per application; no charge for amendments.
Fingerprinting & background
- Requirement
- Not required on the qualifying reciprocal pathway — see official scope and exceptions
- State instructions
- No routine additional fingerprint submission on the qualifying reciprocal pathway. A.C.A. §23-64-516(a) expressly waives requirements except §23-64-508; §508 supplies resident good-standing, application, fee and reciprocity conditions. The enumerated nonresident conditions impose no routine fingerprint submission. This conclusion rests on the EXPRESS waiver, not merely silence in a checklist. Separate disciplinary/1033 consent review is outside this ordinary pathway.
Continuing education and other notes
Nonresident producers exempt from Arkansas CE unless home state has no comparable CE. Non-U.S. citizens may need work authorization documentation. Maintain corresponding home-state authority.
Non-resident license types
Insurance Producer
- Lines
- Life
- Fee
- $70
Insurance Producer
- Lines
- Accident & Health (Health/Sickness)
- Fee
- $70
Insurance Producer
- Lines
- Life, Accident & Health (Health/Sickness)
- Fee
- $70
Both authorities on one application, not necessarily a distinct combined license class.
General non-resident rules
- Valid active resident home-state producer license in good standing; reciprocal home-state licensingA.C.A. §23-64-516(a) expressly waives requirements except §23-64-508; §508 supplies resident good-standing, application, fee and reciprocity conditions. Ordinary reciprocal licensing requires no additional target-state exam; maintain the matching home-state authority.