Texas
Verified Nov 8, 2026 · Source: Candidate Handbook, cover October 2024; revision footer December 2025; outlines effective September 1, 2026
- Testing vendor
- Pearson VUE
- Testing format
- Test centers are listed. Remote availability is needs confirmation on the current program page; check before booking.
- Before registering
- Review the resident-producer eligibility and any education or approval requirements on the official state licensing page before booking.
Exam options & fees
- General Lines — Life, Accident & Health (combined)$49License application basis: $50 per license type · Source
- Life Agent (Life only)$39License application basis: $50 per license type · Source
- Limited Lines Agent — restricted products, not full Life & Health authority$29License application basis: $50 per license type · Source
License application amounts are not a new charge for every exam component. Separate examinations, combined examinations and discounted sessions are labeled above.
Other licensing costs
- License application — standard Life / Health route$50 per license typeOfficial source
- NIPR transaction — only if applying through NIPR$5.60 per applicationOfficial source
- Other vendor / processing chargesCheck the official page for any additional processing chargesOfficial source
- Fingerprinting / backgroundFingerprinting costs are listed below. Some states collect them with your application; any included charge is not an additional fee.
Go directly to the official source
Location and remote availability depend on examination eligibility, date and vendor rules.
Register for the Texas insurance agent exam
- Review the resident-producer eligibility and any education or approval requirements on the official state licensing page before booking.
- Open the official testing program; create an account using the legal name on your identification.
- Choose the correct examination and permitted testing format, select an appointment, and pay the official examination fee.
- Keep the confirmation. Review the handbook’s exact name-match, photo ID, certificate, check-in, cancellation and retake requirements.
After passing
Apply using the TDI resident-agent instructions and complete required fingerprints.
Fingerprinting & background checks
- Requirement
- Required, subject to listed exemptions
- State instructions
- New resident producer applicants must provide fingerprints for DPS/FBI review unless fingerprints already on file for a still-active TDI license/registration qualify for exemption.
- Vendor / contact
- IdentoGO / IDEMIA · IdentoGO 888-467-2080; TDI
- Separate cost
- See official page — amount not confirmed
When to fingerprint, fee details & official sources
- When in the process
- Initiate through TDI fingerprint portal, receive code, schedule capture, keep receipt and attach receipt to license application; license cannot issue before DPS/FBI reports. Exam-requiring applicants apply after passing.
- Fee / route notes
- TDI initial-application/intent fingerprint portal must be completed first; service code and ORI are then emailed. No static current code or price is stated on DOI instructions. No historical $44.20 or third-party fee adopted as current.
Additional life-related, restricted & specialty license types (1)
These are not shortcuts to unrestricted Life & Health authority. Appointment, securities, employer, tenure and exemption conditions can apply.
Limited Lines Agent — Restricted Life / credit products within limited-lines scope
- Examination
- Limited Lines (InsTX-LL93 / LL13)
- Exam fee
- $29
- Application
- $50
This is restricted authority, not a substitute for the full General Lines Life, Accident & Health license. See TDI for the products allowed under the limited-lines license.
Non-resident licensing summary
Already licensed in another state? Qualifying matching Life / A&H authority usually does not require a new target-state exam. Home-state-dependent fees, fingerprint exemptions and other conditions differ from the resident path. Confirm your final eligibility and payment total on the official application.
Non-resident state fees
- Life-only state application
- $50
- A&H-only state application
- $50 for General Lines LAH/HMO; see scope note
- Life + A&H in the same application
- $50
- NIPR transaction — separate, only for NIPR applications
- $5.60 general initial-application transaction fee; confirm the final charge for your selected state and application with NIPR before paying.
$50 per license application: General Lines Agent Life, Accident, Health & HMO, or Life Agent. No separate Health-only producer class listed on NIPR; scope qualification must be confirmed if only Health is held at home.
Fingerprinting & background
- Requirement
- Not required on the qualifying reciprocal pathway — see official scope and exceptions
- State instructions
- TDI: no fingerprint background check if active home-state resident license; otherwise alternative requirements outside this already-licensed-home-state pathway.
Continuing education and other notes
No Texas exam for reciprocal nonresident meeting listed equivalent-home-license requirements; no fingerprint background check with active resident license at home. Home-state CE applies; if home has no CE, Texas requires 24 hours/2 years including 3 ethics. General Lines LAH/HMO requires an active, good-standing General Lines Life/Accident/Health/HMO home-state license. No standalone Health-only Texas class is listed on NIPR; Health-only at home does not meet that listed General Lines criterion. Life Agent is a separate $50 class.
Non-resident license types
Life Agent
- Lines
- Life
- Fee
- $50
General Lines Agent — Life, Accident, Health & HMO
- Lines
- Life, Accident, Health, HMO
- Fee
- $50
Includes Life Agent authority. Equivalent active home-state license required. Standalone Health-only is not listed.
General non-resident rules
- Home license is only Health, or is not equivalent to Texas General Lines Life, Accident, Health & HMOTexas requires active, good-standing General Lines Life/Accident/Health/HMO authority at home for its matching General Lines route. A Health-only home license does not meet that stated condition, and no standalone Health-only Texas class is listed. Confirm any alternative authority with TDI before applying.
- Home state has no CE requirementMust comply with Texas CE (24 hours including 3 ethics per two years).
Source differences
- Health-only home authority vs Texas combined classTexas General Lines requires equivalent home-state authority. A Health-only home license does not automatically qualify for combined Texas authority.